Consumer Information Disclosures

The Higher Education Act of 1965 (HEA), as amended by the Higher Education Opportunity Act of 2008 (HEOA), includes many disclosure and reporting requirements. A disclosure requirement is information that a postsecondary education institution is required to distribute or make available to another party, such as students or employees. A reporting requirement is information submitted to the U.S. Department of Education or other agencies. Disclosure and reporting requirements sometimes overlap. For certain topics, institutions are required to make information available to students or others and to submit information to the Department of Education. Such information includes general institutional operation, financial aid, general completion and graduation rates, annual security report, completion and graduation rates for student athletes, and athletic program participation rates and financial support.

Final regulations implementing the legislative provisions for consumer information are available from the Federal Registers website. Below is a list of disclosures provided by Columbia Southern University pursuant to these regulations.

For additional information, including requesting a paper copy of any materials, please call or email the appropriate office.

GENERAL INSTITUTIONAL INFORMATION

HEALTH AND SAFETY

 Additional information may be obtained from the Department of Education Campus Safety and Security website at http://ope.ed.gov/security/. Crime statistics are reported to the Department of Education annually and additional information or copies of reports can be obtained from the Security Supervisor.

STUDENT OUTCOMES

  • Gainful Employment Disclosures
    Contact:
    Director of Institutional Research
    Email: institutionalresearch@columbiasouthern.edu
    Phone: 800.977.8449 Ext. 1496
    Columbia Southern University (CSU) self-discloses information pursuant to Gainful Employment Regulations as required by the U.S. Department of Education. CSU is forthright in publishing gainful employment information so students have the information necessary to make informed, rational educational decisions. Below you will find information based on student data concerning median loan debt, cost of attendance, occupational information, or retention and graduation rates.
  • Placement in Employment
    Contact:
    Director of Institutional Research
    Email: institutionalresearch@columbiasouthern.edu
    Phone: 800.977.8449 Ext. 1496
    Columbia Southern University periodically conducts a survey of all CSU graduates to determine how many graduates are currently employed or employed in their field of study within 180 days of graduating and employed for at least 13 weeks. Review the results of the survey.

STUDENT FINANCIAL ASSISTANCE

  • General Financial Assistance
    Contact:
    Office of Financial Aid
    Email: financialaid@columbiasouthern.edu
    Phone: 800.977.8449 Ext. 6530

    Notice of Availability of Institutional and Financial Aid Information
    Columbia Southern University offers financial aid resources to assist students in funding their college education. Financial aid is available in the form of grants, scholarships and/or loans. A federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded to students who demonstrate financial need and who have not yet earned a bachelor or professional degree. Direct loans are low-interest loans that assist students and parents in paying for post-secondary education. The lender is the U.S. Department of Education rather than a bank. Federal student aid is awarded based on the results of the Free Application for Federal Student Aid (FAFSA). More information is available at http://www.columbiasouthern.edu/Financial/Office-of-Financial-Aid. Paper copies of this information are available from the Office of Financial Aid, which can be contacted at 800.977.8449 Ext. 6530 or financialaid@columbiasouthern.edu.
  • Contact Information for Assistance in Obtaining Institutional or Financial Aid Information
    Columbia Southern University
    Office of Financial Aid
    21982 University Lane
    Orange Beach, AL 36561
    Phone: 800.977.8449 Ext. 6530
    Email: financialaid@columbiasouthern.edu
  • Types of Federal Student Aid Available
    Columbia Southern University participates in the following federal student aid programs:
    • Federal Pell Grant
    • Federal Direct Subsidized and Unsubsidized Stafford Loans
    • Federal Direct PLUS Loans
    Information regarding the various types of financial aid offered at CSU is available at: http://www.columbiasoutehrn.edu/Financial/Office-of-Financial-Aid/Federal-Aid.
  • Institutional Scholarships
    Contact:
    Scholarship Liaison
    Email: scholarships@columbiasouthern.edu
    Phone: 800.977.8449 Ext. 1217
    Columbia Southern University recognizes the importance of a quality education and is dedicated to helping students find a way to achieve their higher education goals. In addition to offering federal student aid, CSU offers several scholarships that are awarded on an annual basis. The actual award criteria are established annually and based on the availability of scholarship funds. Information regarding scholarship opportunities is available at http://www.columbiasouthern.edu/Financial/Scholarships.
  • Applying for Federal Student Aid
    Contact:
    Office of Financial Aid
    Email: financialaid@columbiasouthern.edu
    Phone: 800.977.8449 Ext. 6530
    Students must apply for federal student aid every year. They may apply online by completing the Free Application for Federal Student Aid at www.FAFSA.ed.gov. In order for a student to receive federal student aid to attend CSU, he/she must be eligible to receive Title IV, admitted unconditionally to the university and enrolled at least half-time in an approved undergraduate or graduate degree seeking program. Information on applying for federal student aid to attend CSU is available at  http://www.columbiasouthern.edu/Financial/Office-of-Financial-Aid/How-to-Apply. Information on federal student aid eligible programs is available at http://www.columbiasouthern.edu/Financial/Office-of-Financial-Aid/Eligible-Ineligible-Programs.
  • Verification Requirements
    Many financial aid applicants are selected for verification based on edit checks which identify inconsistencies and/or potential errors. Columbia Southern University must also verify any application the university has reason to believe is incorrect or discrepant. The Verification Policy is available at  http://www.columbiasouthern.edu/Financial/Office-of-Financial-Aid/Policies-Procedures#verify.
  • Student Loan Information
    All students interested in receiving a federal direct loan are required to complete a master promissory note and entrance counseling. Students are required to complete this requirement online at StudentLoans.gov. Entrance counseling and a valid master promissory note must be on file prior to disbursing federal student loans to any student. More information on federal student loans is available at http://www.direct.ed.gov/student.html. Student loans must be repaid. For information on student loan repayment, please visit http://www.direct.ed.gov/inrepayment.html.
  • National Student Loan Data System (NSLDS)
    Federal student loan records of students and parents will be submitted to the National Student Loan Data System, and will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system. Students and parents may view their loan record history online at www.nslds.ed.gov.
  • Preferred Lender List and Arrangements
    Columbia Southern University does not recommend, promote or endorse lenders for private education loans.
  • Federal Student Loan Repayment Example
    The terms of a student loan can vary depending on loan servicer, type of loan, interest rates, automatic payments and amount borrowed. Below is an example for various Stafford Loan amounts on a standard repayment schedule with a 10-year repayment period at the interest rate of 6.8%.

    Amount Borrowed Current Monthly Payment
    (based on 6.80%)*

    $5,000

    $57.54

    $10,000

    $115.08

    $15,000

    $172.62

    $20,000

    $230.16

    $25,000

    $287.70

    $30,000

    $345.24

    $35,000

    $402.78

  • Student Loan Counseling
    Entrance counseling is required before you can receive your first Direct Subsidized Loan, or Direct Unsubsidized Loan as an undergraduate, or your first Direct PLUS Loan as a graduate/professional student. Exit counseling is required when you graduate, leave school, or drop below half-time. Exit counseling provides important information you need to prepare to repay your federal student loan(s). Entrance and Exit counseling are completed online at https://studentloans.gov/myDirectLoan/index.action. You will need your Student Aid PIN  to access entrance and exit counseling. An entrance and exit counseling demo is available online at Counseling Demo.
  • Attendance Policy
    Columbia Southern University is not required to take attendance, however, prior to receiving a federal student aid disbursement, CSU will verify participation in each registered course at the end of week 1 in the term. The discussion board posting or Unit I Assessment and all Unit I assignments must be submitted at the end of week 1 in the term to validate attendance. Students who choose not to attend the first week will be institutionally dropped from the course and receive a grade of DN for the course.
  • Disbursement of Financial Aid
    Financial aid is disbursed in four payments over the academic year (one disbursement each term). Funds will disburse on day 14 of the term if a student still meets all eligibility requirements. Funds are applied to tuition and fees first. If funds are in excess of account charges, a credit balance (stipend) will be issued within 14 days of disbursement. Students may contact Business Affairs to arrange to receive excess funds on their CSU student account EFT to their bank account or elect to receive a paper check generally mailed.
  • Rights and Responsibilities
    The Borrower Rights and Responsibilities are available at http://www.columbiasouthern.edu/Financial/Office-of-Financial-Aid/Policies-Procedures#lc
  • Student Loan Code of Conduct
    The Student Loan Code of Conduct is available at http://www.columbiasouthern.edu/Tuition-Financing/Federal-Student-Aid/Code-of-Conduct
  • Academic Year Requirements
    Columbia Southern University defines its academic year for undergraduate students as 24 credit hours of completion and 32 weeks of instruction. CSU defines its academic year for graduate students as 12 credit hours of completion and 32 weeks of instruction. Students must successfully complete award year requirements prior to gaining eligibility for new annual loan limits. Successful completion means that the student has earned a passing grade or otherwise received credit for the credit hours in the payment period.
  • Remaining Eligible for Federal Student Aid
    In order to continue to receive federal student aid to attend Columbia Southern University, it is important students stay eligible. Students will need to continue to meet the basic eligibility requirements, maintain Satisfactory Academic Progress and fill out the FAFSA each year. CSU’s Satisfactory Academic Progress Policy is available at http://www.columbiasouthern.edu/Financial/Office-of-Financial-Aid/Policies-Procedures. You may reapply for federal student aid each year at www.fafsa.ed.gov.
  • Federal Student Financial Aid Penalties for Drug Law Violations
    A conviction for any offense, during a period of enrollment for which a student was receiving Title IV, HEA Program (federal) funds, under any federal law involving the possession or sale of illegal drugs may result in the loss of eligibility for any Title IV, HEA grant, loan or work-study assistance (HEA Sec. 484(r)(1)); (20 U.S.C. 1091(r)(1)).
  • Return of Title IV Policy
    Available at http://www.columbiasouthern.edu/Financial/Office-of-Financial-Aid/Policies-Procedures#return.
  • Institutional Refund Policy
    Available at http://www.columbiasouthern.edu/Consumer-Information/Policies/Tuition-Refund
  • Withdrawal Policies
    Contact: Registrar
    Email: registrar@columbiasouthern.edu
    Phone: 800.977.8449 Ext. 6526
    Information on withdrawing officially or unofficially is available at http://www.columbiasouthern.edu/Consumer-Information/Policies/Withdrawal.
  • Code of Conducthttp://www.columbiasouthern.edu/downloads/pdf/misc/Code-of-Conduct

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